Sapiens International Corporation N.V. (SPNS): Price and Financial Metrics

SPNS POWR Grades

• Stability is the dimension where SPNS ranks best; there it ranks ahead of 85.98% of US stocks.
• SPNS's strongest trending metric is Growth; it's been moving down over the last 179 days.
• SPNS ranks lowest in Momentum; there it ranks in the 6th percentile.

SPNS Stock Summary

• SPNS's one year PEG ratio, measuring expected growth in earnings next year relative to current common stock price is 56.8 -- higher than 69.31% of US-listed equities with positive expected earnings growth.
• With a year-over-year growth in debt of -21.79%, SAPIENS INTERNATIONAL CORP N V's debt growth rate surpasses only 15.22% of about US stocks.
• Over the past twelve months, SPNS has reported earnings growth of 37.43%, putting it ahead of 70.88% of US stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to SAPIENS INTERNATIONAL CORP N V are PHAR, GEOS, HSTO, DNAY, and OPGN.
• Visit SPNS's SEC page to see the company's official filings. To visit the company's web site, go to www.sapiens.com.

SPNS Valuation Summary

• SPNS's EV/EBIT ratio is 16.9; this is 7.9% lower than that of the median Technology stock.
• SPNS's price/sales ratio has moved up 2.1 over the prior 243 months.

Below are key valuation metrics over time for SPNS.

SPNS Growth Metrics

The 2 year net income to common stockholders growth rate now stands at 83.66%.
• The 2 year cash and equivalents growth rate now stands at 115.33%.
• The 3 year net cashflow from operations growth rate now stands at 195.73%.

SPNS's revenue has moved up $189,659,000 over the prior 52 months.

The table below shows SPNS's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	473.314	66.887	52.769
2022-03-31	469.138	87.117	51.263
2021-12-31	461.035	80.542	47.171
2021-12-31	461.035	80.542	47.171
2021-09-30	443.471	74.186	41.827
2021-06-30	423.304	76.335	37.897

SPNS's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SPNS has a Quality Grade of C, ranking ahead of 55.16% of graded US stocks.
• SPNS's asset turnover comes in at 0.656 -- ranking 247th of 563 Business Services stocks.
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The table below shows SPNS's key quality metrics over time.