Tompkins Financial Corporation (TMP): Price and Financial Metrics

TMP POWR Grades

• Stability is the dimension where TMP ranks best; there it ranks ahead of 97.52% of US stocks.
• The strongest trend for TMP is in Stability, which has been heading up over the past 179 days.
• TMP ranks lowest in Sentiment; there it ranks in the 15th percentile.

TMP Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 11.1 for Tompkins Financial Corp; that's greater than it is for 93.67% of US stocks.
• With a year-over-year growth in debt of -44.55%, Tompkins Financial Corp's debt growth rate surpasses only 8.98% of about US stocks.
• The volatility of Tompkins Financial Corp's share price is greater than that of only 3.28% US stocks with at least 200 days of trading history.
• Stocks that are quantitatively similar to TMP, based on their financial statements, market capitalization, and price volatility, are ORRF, BKE, ESSA, DORM, and FELE.
• Visit TMP's SEC page to see the company's official filings. To visit the company's web site, go to www.tompkinsfinancial.com.

TMP Valuation Summary

• TMP's price/sales ratio is 3.8; this is 216.67% higher than that of the median Financial Services stock.
• TMP's EV/EBIT ratio has moved down 4.3 over the prior 243 months.
• TMP's EV/EBIT ratio has moved down 4.3 over the prior 243 months.

Below are key valuation metrics over time for TMP.

TMP Growth Metrics

Its 2 year net income to common stockholders growth rate is now at 19.95%.
• Its 4 year net income to common stockholders growth rate is now at 14.53%.
• The 2 year revenue growth rate now stands at -0.86%.

Over the past 33 months, TMP's revenue has gone up $23,763,000.

The table below shows TMP's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	309.07	131.425	93.777
2021-06-30	307.827	108.795	96.665
2021-03-31	304.943	107.5	95.265
2020-12-31	283.048	101.387	77.588
2020-09-30	278.679	88.722	74.69
2020-06-30	273.108	98.691	70.666

TMP's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• TMP has a Quality Grade of C, ranking ahead of 53.1% of graded US stocks.
• TMP's asset turnover comes in at 0.039 -- ranking 189th of 430 Banking stocks.
• EBTC, SMMF, and CVLY are the stocks whose asset turnover ratios are most correlated with TMP.

The table below shows TMP's key quality metrics over time.