Tompkins Financial Corporation (TMP): Price and Financial Metrics

TMP POWR Grades

• TMP scores best on the Stability dimension, with a Stability rank ahead of 93.85% of US stocks.
• The strongest trend for TMP is in Growth, which has been heading down over the past 177 days.
• TMP's current lowest rank is in the Value metric (where it is better than 17.43% of US stocks).

TMP Stock Summary

• TOMPKINS FINANCIAL CORP's stock had its IPO on March 28, 1990, making it an older stock than 85.87% of US equities in our set.
• TMP's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 94.7% of US stocks.
• In terms of volatility of its share price, TMP is more volatile than just 3.45% of stocks we're observing.
• Stocks that are quantitatively similar to TMP, based on their financial statements, market capitalization, and price volatility, are VBFC, FCAP, FNLC, CHMG, and HMN.
• TMP's SEC filings can be seen here. And to visit TOMPKINS FINANCIAL CORP's official web site, go to www.tompkinsfinancial.com.

TMP Valuation Summary

• TMP's price/sales ratio is 3.6; this is 200% higher than that of the median Financial Services stock.
• TMP's price/sales ratio has moved down 0.3 over the prior 243 months.

Below are key valuation metrics over time for TMP.

TMP Growth Metrics

Its 4 year cash and equivalents growth rate is now at 46.88%.
• Its 5 year revenue growth rate is now at 8.24%.
• The year over year price growth rate now stands at -7.2%.

Over the past 15 months, TMP's revenue has gone down $3,560,000.

The table below shows TMP's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	304.267	112.146	84.947
2022-06-30	304.704	122.201	84.949
2022-03-31	305.129	114.839	86.911
2021-12-31	304.86	121.177	89.264
2021-09-30	309.07	131.425	93.777
2021-06-30	307.827	108.795	96.665

TMP's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• TMP has a Quality Grade of C, ranking ahead of 53.1% of graded US stocks.
• TMP's asset turnover comes in at 0.039 -- ranking 189th of 430 Banking stocks.
• EBTC, SMMF, and CVLY are the stocks whose asset turnover ratios are most correlated with TMP.

The table below shows TMP's key quality metrics over time.