Tompkins Financial Corporation (TMP): Price and Financial Metrics

TMP POWR Grades

• Momentum is the dimension where TMP ranks best; there it ranks ahead of 91.82% of US stocks.
• TMP's strongest trending metric is Stability; it's been moving up over the last 163 days.
• TMP's current lowest rank is in the Growth metric (where it is better than 16.21% of US stocks).

TMP Stock Summary

• TMP's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 93.59% of US stocks.
• With a year-over-year growth in debt of -50.1%, Tompkins Financial Corp's debt growth rate surpasses merely 9.3% of about US stocks.
• In terms of volatility of its share price, TMP is more volatile than merely 4.12% of stocks we're observing.
• If you're looking for stocks that are quantitatively similar to Tompkins Financial Corp, a group of peers worth examining would be ORRF, NODK, OBCI, PRK, and ESSA.
• TMP's SEC filings can be seen here. And to visit Tompkins Financial Corp's official web site, go to www.tompkinsfinancial.com.

TMP Valuation Summary

• TMP's price/sales ratio is 3.8; this is 216.67% higher than that of the median Financial Services stock.
• TMP's EV/EBIT ratio has moved down 4.3 over the prior 243 months.
• TMP's EV/EBIT ratio has moved down 4.3 over the prior 243 months.

Below are key valuation metrics over time for TMP.

TMP Growth Metrics

The 4 year net cashflow from operations growth rate now stands at 33.69%.
• Its 2 year price growth rate is now at -22.62%.
• The 2 year net income to common stockholders growth rate now stands at 19.95%.

TMP's revenue has moved up $23,763,000 over the prior 33 months.

The table below shows TMP's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	309.07	131.425	93.777
2021-06-30	307.827	108.795	96.665
2021-03-31	304.943	107.5	95.265
2020-12-31	283.048	101.387	77.588
2020-09-30	278.679	88.722	74.69
2020-06-30	273.108	98.691	70.666

TMP's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• TMP has a Quality Grade of C, ranking ahead of 53.1% of graded US stocks.
• TMP's asset turnover comes in at 0.039 -- ranking 189th of 430 Banking stocks.
• EBTC, SMMF, and CVLY are the stocks whose asset turnover ratios are most correlated with TMP.

The table below shows TMP's key quality metrics over time.