Tompkins Financial Corporation (TMP): Price and Financial Metrics

TMP POWR Grades

• TMP scores best on the Stability dimension, with a Stability rank ahead of 54.24% of US stocks.
• TMP's strongest trending metric is Growth; it's been moving down over the last 177 days.
• TMP's current lowest rank is in the Growth metric (where it is better than 9.17% of US stocks).

TMP Stock Summary

• TMP's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 93.34% of US stocks.
• With a year-over-year growth in debt of 125.74%, TOMPKINS FINANCIAL CORP's debt growth rate surpasses 92.59% of about US stocks.
• As for revenue growth, note that TMP's revenue has grown -27.62% over the past 12 months; that beats the revenue growth of just 9.84% of US companies in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to TOMPKINS FINANCIAL CORP are NRIM, FUNC, CIA, FCAP, and HRTG.
• Visit TMP's SEC page to see the company's official filings. To visit the company's web site, go to www.tompkinsfinancial.com.

TMP Valuation Summary

• TMP's price/sales ratio is 3.3; this is 50% higher than that of the median Financial Services stock.
• Over the past 243 months, TMP's price/earnings ratio has gone up 35.5.

Below are key valuation metrics over time for TMP.

TMP Growth Metrics

Its 2 year net cashflow from operations growth rate is now at 5.05%.
• Its 5 year net cashflow from operations growth rate is now at 23.88%.
• The year over year net income to common stockholders growth rate now stands at -8.77%.

Over the past 15 months, TMP's revenue has gone down $3,560,000.

The table below shows TMP's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	304.267	112.146	84.947
2022-06-30	304.704	122.201	84.949
2022-03-31	305.129	114.839	86.911
2021-12-31	304.86	121.177	89.264
2021-09-30	309.07	131.425	93.777
2021-06-30	307.827	108.795	96.665

TMP's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• TMP has a Quality Grade of C, ranking ahead of 53.1% of graded US stocks.
• TMP's asset turnover comes in at 0.039 -- ranking 189th of 430 Banking stocks.
• EBTC, SMMF, and CVLY are the stocks whose asset turnover ratios are most correlated with TMP.

The table below shows TMP's key quality metrics over time.