Waterstone Financial, Inc. (WSBF): Price and Financial Metrics

Waterstone Financial, Inc. (WSBF): $12.69

0.12 (+0.95%)

POWR Rating

Component Grades








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Industry: Midwest Regional Banks




#31 of 45

in industry

WSBF Price/Volume Stats

Current price $12.69 52-week high $17.70
Prev. close $12.57 52-week low $9.62
Day low $12.50 Volume 39,900
Day high $12.76 Avg. volume 73,218
50-day MA $11.24 Dividend yield 4.85%
200-day MA $13.31 Market Cap 261.12M

WSBF Stock Price Chart Interactive Chart >


  • Momentum is the dimension where WSBF ranks best; there it ranks ahead of 59.12% of US stocks.
  • The strongest trend for WSBF is in Quality, which has been heading down over the past 177 days.
  • WSBF's current lowest rank is in the Growth metric (where it is better than 15.55% of US stocks).

WSBF Stock Summary

  • With a year-over-year growth in debt of 83.75%, WATERSTONE FINANCIAL INC's debt growth rate surpasses 90.33% of about US stocks.
  • As for revenue growth, note that WSBF's revenue has grown -28.17% over the past 12 months; that beats the revenue growth of merely 10.09% of US companies in our set.
  • WATERSTONE FINANCIAL INC's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is -90.46%, greater than the shareholder yield of merely 5.13% of stocks in our set.
  • If you're looking for stocks that are quantitatively similar to WATERSTONE FINANCIAL INC, a group of peers worth examining would be FNB, TBNK, ABCB, BRKL, and PNFP.
  • Visit WSBF's SEC page to see the company's official filings. To visit the company's web site, go to www.wsbonline.com.

WSBF Valuation Summary

  • WSBF's price/sales ratio is 1.9; this is 90% higher than that of the median Financial Services stock.
  • WSBF's price/sales ratio has moved down 7.5 over the prior 221 months.

Below are key valuation metrics over time for WSBF.

Stock Date P/S P/B P/E EV/EBIT
WSBF 2023-11-28 1.9 0.7 23.9 62.9
WSBF 2023-11-27 1.9 0.7 24.2 63.2
WSBF 2023-11-24 1.9 0.7 24.0 63.0
WSBF 2023-11-22 1.9 0.7 23.9 62.9
WSBF 2023-11-21 1.8 0.7 23.8 62.8
WSBF 2023-11-20 1.9 0.7 23.9 62.9

WSBF Growth Metrics

    Its 3 year net cashflow from operations growth rate is now at 481.05%.
  • The 4 year net income to common stockholders growth rate now stands at 25.45%.
  • Its year over year cash and equivalents growth rate is now at 40.39%.
WSBF's revenue has moved up $2,310,000 over the prior 33 months.

The table below shows WSBF's growth in key financial areas (numbers in millions of US dollars).

Date Revenue Operating Cash Flow Net Income to Common Stock
2022-09-30 186.157 165.979 31.104
2022-06-30 211.437 195.704 44.834
2022-03-31 233.237 237.667 54.738
2021-12-31 262.7 154.454 70.791
2021-09-30 290.214 139.455 86.073
2021-06-30 310.611 110.555 93.366

WSBF's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.
  • WSBF has a Quality Grade of C, ranking ahead of 49.71% of graded US stocks.
  • WSBF's asset turnover comes in at 0.141 -- ranking 40th of 428 Banking stocks.
  • BCTF, FUSB, and PLBC are the stocks whose asset turnover ratios are most correlated with WSBF.

The table below shows WSBF's key quality metrics over time.

Period Asset Turnover Gross Margin ROIC
2021-06-30 0.141 1 0.049
2021-03-31 0.145 1 0.049
2020-12-31 0.134 1 0.041
2020-09-30 0.120 1 0.032
2020-06-30 0.105 1 0.025
2020-03-31 0.094 1 0.019

WSBF Price Target

For more insight on analysts targets of WSBF, see our WSBF price target page. And for a list of of all stocks sorted by upside potential based on analyst target price, see our Top Price Target page.

Average Price Target $21.50 Average Broker Recommendation 2 (Hold)

Waterstone Financial, Inc. (WSBF) Company Bio

Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin. The company is based in Wauwatosa, Wisconsin.

WSBF Latest News Stream

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Latest WSBF News From Around the Web

Below are the latest news stories about WATERSTONE FINANCIAL INC that investors may wish to consider to help them evaluate WSBF as an investment opportunity.

Waterstone Financial Inc (WSBF) Reports Q3 2023 Earnings, Navigates Rising Interest Rates and ...

WSBF's net income drops to $3.3 million in Q3 2023 from $5.3 million in Q3 2022

Yahoo | October 24, 2023

Waterstone Financial, Inc. Announces Results of Operations for the Quarter and Nine Months Ended September 30, 2023

WAUWATOSA, Wis., Oct. 24, 2023 (GLOBE NEWSWIRE) -- Waterstone Financial, Inc. (NASDAQ: WSBF), holding company for WaterStone Bank, reported net income of $3.3 million, or $0.16 per diluted share for the quarter ended September 30, 2023, compared to $5.3 million, or $0.25 per diluted share for the quarter ended September 30, 2022. Net income per diluted share was $0.46 for the nine months ended September 30, 2023, compared to net income per diluted share of $0.83 for the nine months ended Septemb

Yahoo | October 24, 2023

Shareholders in Waterstone Financial (NASDAQ:WSBF) are in the red if they invested a year ago

Passive investing in an index fund is a good way to ensure your own returns roughly match the overall market. While...

Yahoo | October 13, 2023

Unveiling the Dividend Performance of Waterstone Financial Inc: A Deep Dive

Waterstone Financial Inc (NASDAQ:WSBF) recently announced a dividend of $0.15 per share, payable on 2023-11-01, with the ex-dividend date set for 2023-10-06. As investors anticipate this upcoming payment, it's vital to scrutinize the company's dividend history, yield, and growth rates. Using GuruFocus data, this article delves into Waterstone Financial Inc's dividend performance and assesses its sustainability.

Yahoo | October 6, 2023

Waterstone (WSBF) Cuts Dividend to Improve Capital Allocation

Waterstone Financial (WSBF) cuts quarterly dividend by 25% to 15 cents per share to enhance capital distributions. It plans to reallocate lowered dividends to repurchase shares.

Yahoo | September 27, 2023

Read More 'WSBF' Stories Here

WSBF Price Returns

1-mo 13.10%
3-mo 5.18%
6-mo -14.85%
1-year -20.64%
3-year -15.32%
5-year 7.77%
YTD -22.34%
2022 -15.76%
2021 23.92%
2020 7.24%
2019 20.39%
2018 4.01%

WSBF Dividends

Ex-Dividend Date Type Payout Amount Change
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Continue Researching WSBF

Want to see what other sources are saying about Waterstone Financial Inc's financials and stock price? Try the links below:

Waterstone Financial Inc (WSBF) Stock Price | Nasdaq
Waterstone Financial Inc (WSBF) Stock Quote, History and News - Yahoo Finance
Waterstone Financial Inc (WSBF) Stock Price and Basic Information | MarketWatch

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