Peapack-Gladstone Financial Corporation (PGC): Price and Financial Metrics

PGC POWR Grades

• PGC scores best on the Sentiment dimension, with a Sentiment rank ahead of 75.53% of US stocks.
• The strongest trend for PGC is in Growth, which has been heading down over the past 179 days.
• PGC ranks lowest in Growth; there it ranks in the 11th percentile.

PGC Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 11.71 for PEAPACK GLADSTONE FINANCIAL CORP; that's greater than it is for 92.54% of US stocks.
• With a year-over-year growth in debt of 316.51%, PEAPACK GLADSTONE FINANCIAL CORP's debt growth rate surpasses 96.14% of about US stocks.
• PEAPACK GLADSTONE FINANCIAL CORP's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is -97.7%, greater than the shareholder yield of only 5.8% of stocks in our set.
• Stocks that are quantitatively similar to PGC, based on their financial statements, market capitalization, and price volatility, are VINP, BRCC, NAII, CLFD, and PCYO.
• PGC's SEC filings can be seen here. And to visit PEAPACK GLADSTONE FINANCIAL CORP's official web site, go to www.pgbank.com.

PGC Valuation Summary

• PGC's EV/EBIT ratio is 9.4; this is 16.81% lower than that of the median Financial Services stock.
• Over the past 243 months, PGC's EV/EBIT ratio has gone down 5.8.

Below are key valuation metrics over time for PGC.

PGC Growth Metrics

Its 3 year net income to common stockholders growth rate is now at 27.01%.
• Its year over year revenue growth rate is now at 14.61%.
• Its year over year cash and equivalents growth rate is now at -76.09%.

PGC's revenue has moved up $71,440,000 over the prior 49 months.

The table below shows PGC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	225.648	112.59	68.522
2022-06-30	215.731	91.726	62.567
2022-03-31	206.402	76.077	56.885
2021-12-31	203.829	75.463	56.622
2021-09-30	195.194	86.443	44.797
2021-06-30	191.012	69.561	44.173

PGC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• PGC has a Quality Grade of C, ranking ahead of 34.09% of graded US stocks.
• PGC's asset turnover comes in at 0.032 -- ranking 339th of 430 Banking stocks.
• FCF, CTBI, and ZION are the stocks whose asset turnover ratios are most correlated with PGC.

The table below shows PGC's key quality metrics over time.