Peapack-Gladstone Financial Corporation (PGC): Price and Financial Metrics

PGC POWR Grades

• Sentiment is the dimension where PGC ranks best; there it ranks ahead of 88.97% of US stocks.
• The strongest trend for PGC is in Quality, which has been heading down over the past 177 days.
• PGC's current lowest rank is in the Quality metric (where it is better than 26.22% of US stocks).

PGC Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 11.88 for PEAPACK GLADSTONE FINANCIAL CORP; that's greater than it is for 93.76% of US stocks.
• With a year-over-year growth in debt of 257.2%, PEAPACK GLADSTONE FINANCIAL CORP's debt growth rate surpasses 94.49% of about US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for PGC comes in at -63.43% -- higher than that of only 9.08% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to PEAPACK GLADSTONE FINANCIAL CORP are MGPI, NAII, TPH, SXI, and HELE.
• Visit PGC's SEC page to see the company's official filings. To visit the company's web site, go to www.pgbank.com.

PGC Valuation Summary

• In comparison to the median Financial Services stock, PGC's EV/EBIT ratio is 20.18% lower, now standing at 8.7.
• Over the past 243 months, PGC's price/sales ratio has gone down 2.9.

Below are key valuation metrics over time for PGC.

PGC Growth Metrics

Its 3 year net income to common stockholders growth rate is now at 27.01%.
• Its year over year revenue growth rate is now at 14.61%.
• Its year over year cash and equivalents growth rate is now at -76.09%.

PGC's revenue has moved up $71,440,000 over the prior 49 months.

The table below shows PGC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	225.648	112.59	68.522
2022-06-30	215.731	91.726	62.567
2022-03-31	206.402	76.077	56.885
2021-12-31	203.829	75.463	56.622
2021-09-30	195.194	86.443	44.797
2021-06-30	191.012	69.561	44.173

PGC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• PGC has a Quality Grade of C, ranking ahead of 34.09% of graded US stocks.
• PGC's asset turnover comes in at 0.032 -- ranking 339th of 430 Banking stocks.
• FCF, CTBI, and ZION are the stocks whose asset turnover ratios are most correlated with PGC.

The table below shows PGC's key quality metrics over time.