Peapack-Gladstone Financial Corporation (PGC): Price and Financial Metrics

PGC POWR Grades

• PGC scores best on the Stability dimension, with a Stability rank ahead of 93.2% of US stocks.
• The strongest trend for PGC is in Growth, which has been heading up over the past 179 days.
• PGC's current lowest rank is in the Quality metric (where it is better than 36.63% of US stocks).

PGC Stock Summary

• PGC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 93.93% of US stocks.
• With a year-over-year growth in debt of -61.92%, Peapack Gladstone Financial Corp's debt growth rate surpasses only 5.13% of about US stocks.
• Peapack Gladstone Financial Corp's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 41.17%, greater than the shareholder yield of 96.24% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to Peapack Gladstone Financial Corp are GROW, FLXS, SMID, ASPU, and APAM.
• PGC's SEC filings can be seen here. And to visit Peapack Gladstone Financial Corp's official web site, go to www.pgbank.com.

PGC Valuation Summary

• PGC's price/sales ratio is 3.3; this is 3.12% higher than that of the median Financial Services stock.
• Over the past 243 months, PGC's price/sales ratio has gone down 0.9.
• Over the past 243 months, PGC's price/sales ratio has gone down 0.9.

Below are key valuation metrics over time for PGC.

PGC Growth Metrics

Its 3 year net income to common stockholders growth rate is now at 118.98%.
• The 5 year revenue growth rate now stands at 48.3%.
• Its year over year price growth rate is now at 92.41%.

PGC's revenue has moved up $43,745,000 over the prior 34 months.

The table below shows PGC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	203.829	75.463	56.622
2021-09-30	195.194	86.443	44.797
2021-06-30	191.012	69.561	44.173
2021-03-31	180.086	59.641	37.997
2020-12-31	156.962	36.72	26.192
2020-09-30	157.66	37.894	35.395

PGC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• PGC has a Quality Grade of C, ranking ahead of 34.09% of graded US stocks.
• PGC's asset turnover comes in at 0.032 -- ranking 339th of 430 Banking stocks.
• FCF, CTBI, and ZION are the stocks whose asset turnover ratios are most correlated with PGC.

The table below shows PGC's key quality metrics over time.