Peapack-Gladstone Financial Corporation (PGC): Price and Financial Metrics

PGC POWR Grades

• PGC scores best on the Sentiment dimension, with a Sentiment rank ahead of 93.37% of US stocks.
• The strongest trend for PGC is in Quality, which has been heading up over the past 179 days.
• PGC's current lowest rank is in the Quality metric (where it is better than 47.56% of US stocks).

PGC Stock Summary

• Of note is the ratio of PEAPACK GLADSTONE FINANCIAL CORP's sales and general administrative expense to its total operating expenses; 82.36% of US stocks have a lower such ratio.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 11.67 for PEAPACK GLADSTONE FINANCIAL CORP; that's greater than it is for 93.85% of US stocks.
• PEAPACK GLADSTONE FINANCIAL CORP's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 7.69%, greater than the shareholder yield of 80.63% of stocks in our set.
• Stocks that are quantitatively similar to PGC, based on their financial statements, market capitalization, and price volatility, are UBCP, BWFG, AX, APAM, and LOB.
• Visit PGC's SEC page to see the company's official filings. To visit the company's web site, go to www.pgbank.com.

PGC Valuation Summary

• In comparison to the median Financial Services stock, PGC's price/earnings ratio is 7.76% lower, now standing at 10.7.
• PGC's EV/EBIT ratio has moved down 5.7 over the prior 243 months.

Below are key valuation metrics over time for PGC.

PGC Growth Metrics

The 5 year cash and equivalents growth rate now stands at 375.75%.
• Its 4 year cash and equivalents growth rate is now at 375.75%.
• Its year over year cash and equivalents growth rate is now at -76.09%.

Over the past 15 months, PGC's revenue has gone up $34,636,000.

The table below shows PGC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	225.648	112.59	68.522
2022-06-30	215.731	91.726	62.567
2022-03-31	206.402	76.077	56.885
2021-12-31	203.829	75.463	56.622
2021-09-30	195.194	86.443	44.797
2021-06-30	191.012	69.561	44.173

PGC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• PGC has a Quality Grade of C, ranking ahead of 34.09% of graded US stocks.
• PGC's asset turnover comes in at 0.032 -- ranking 339th of 430 Banking stocks.
• FCF, CTBI, and ZION are the stocks whose asset turnover ratios are most correlated with PGC.

The table below shows PGC's key quality metrics over time.