PBHC Price Forecast Based on Dividend Discount Model

The Dividend Discount Model (DDM) is a valuation model that attempts to determine a fair share price for a stock, based on the dividend it provides in comparison to several company-specific metrics indicative of the riskiness of the stock and the financial health of the company. In the case of PBHC, the DDM model, as implemented by StockNews, implies a positive return of 25.02% relative to its current price. Some interesting points we thought investors may wish to consider regarding the dividend discount model forecast for Pathfinder Bancorp Inc are:

• In comparison to other US listed dividend yielding stocks in the Financial Services sector, the expected return of 25.02%, based on the stock's current share price and target price based on a dividend discount model, is greater than 78.54% of the DDM-forecasted return of its its sector peers.
• Compared to all dividend issuing stocks in our set, Pathfinder Bancorp Inc bears a discount rate, according to our calculations, lower than 78.54% of them (lower discount rates are generally perceived as positive, and a sign of lower risk).
• Beta tells us how volatile a stock's price is relative to the broader equity index; for Pathfinder Bancorp Inc, its beta is lower than 99.16% of dividend issuing stocks we observed.
• In comparison to its fellow dividend issuing stocks in the Financial Services sector, PBHC's equity discount rate is less than 97.24% of those stocks.

PBHC Dividends vs. Peers